Cashflow UK News and Articles
July 2011
The changing landscape of the broker market
Andrew Bullard, Head of Business at Cashflow UK gives the low-down on the changing landscape of the broker market.
Asset based finance - a funding option of choice
A Bank of England report* has revealed a large number of businesses are bypassing the banks in search of finance to fund their growth, as they fear that asking for...
Local enterprise zones provide broker community with increased demand and new opportunities
The 21 local enterprise zones announced by the Government in March’s Budget are a powerful expression of a pro-growth agenda; a scheme designed to encourage areas with real...
April 2011
Increase in export invoice discounting reflects brightening UK trade picture
The latest statistics from the Asset Based Finance Association (ABFA) reveal a sharp increase in the number of businesses using export invoice discounting in the final...
The road to recovery - a key educational role for financial intermediaries
While business growth indices show improvement, there is a long way to go to achieving full recovery and reversing the downward trend in business confidence, and financial introducers...
Speaking from experience - Strike IT
Strike IT Limited has been using Cashflow UK for their funding requirements since 2005. Find out how our services have improved the cash flow management of the business and supported...
February 2011
Project Merlin announcement opens funding doors to UK firms but is it enough?
Project Merlin, the long-awaited agreement between the Government and the UK’s four biggest banks to increase the level of lending to small businesses, has been welcomed...
ECGD revamp is good news for small exporters, but education is key to its success says Cashflow UK
Extension of the state-owned Export Credits Guarantee Department’s (ECGD) product portfolio is a positive step, but promotion will be key for exporters to really benefit...
Find out how our services have recently improved the cash flow management for a variety of businesses.
November 2010
Government falling short in supporting UK SMES
It’s no secret that gaining access to finance remains the number one priority for business owners across the UK. However in these challenging economic times...
Surge in Start-Ups shines beacon of hope for UK economy
With recent statistics revealing a record number of businesses started up in the UK in the first half of 2010, it is evident that British entrepreneurial spirit is still very much alive and kicking...
Relieving the headache of late payment
Late payment is still one of the main catalysts for disrupted business cash flow, one of the biggest causes of business failure in the UK. Andrew Bullard, Head of Business at Cashflow UK, explains...
Speaking from experience - Manden Accident and Repairs
Manden Accident and Repairs is an automotive bodyshop repairs firm based in Flint, Wales, trading business to business with their main portfolio of work coming through...
September 2010
HMRC stance on Time to Pay scheme may force UK economy into a double-dip recession
The announcement in March of this year that the HMRC Time to Pay scheme (TTP) – a scheme launched to help ailing businesses delay their tax payments...
Ups and down of the export market
The fluctuating performance of the UK’s export markets means businesses should be securing their finances to ensure they are well prepared for the rise and fall in demand...
Business confidence could be a key factor in falling lending figures
A number of reports released in August have added fuel to the argument that banks are maintaining a cautious approach to lending, particularly to small businesses...
With the summer nearly over and the new government having had several months to bed in, does the financial services sector look any different?
Speaking from experience - Future Looks bright for One Optical Ltd
One Optical Limited designs, manufactures and supplies prescription lenses and frames to independent opticians across the UK, as well as supplying products to its sister company...
August 2010
Green light for innovative finance
Leading invoice finance broker welcomes Government backing for asset-based finance.
July 2010
Access to finance continues to be a real issue for small businesses, with many falling short of strict lending criteria.
The debt crisis in the Eurozone has led to fears the UK economy could be hit hard due to a dip in exports. New figures from the Chartered Institute of Purchasing and Supply show growth in exports...
Cashflow UK are experts in helping financial intermediaries find the right finance facilities to match the individual business needs of their clients. Find out how our services have recently improved the cash...
June 2010
SMEs must rise to VAT challenge
The Government’s decision to raise the rate of VAT will have a huge impact on many small businesses..
May 2010
Time to help firms get fit for the future
The ink was barely dry on the coalition deal between the Conservatives and the Liberal Democrats when news of the first tax rise was unveiled.
Months of uncertainty over who is going to lead the country after the General Election are over.
UK businesses are being urged to take advantage of improving trade conditions and a weak pound to boost their exports.
The first quarter of 2010 is now under our belt and varying stories are emerging from the asset, commercial mortgage and the invoice finance sectors.
Firm finances put PAD on track
The owner of a publishing company has successfully built up his business through the recession by using the services of invoice finance broker Cashflow UK.
April 2010
Time to help firms get fit for the future
The longest recession in living memory finally seems to be coming to an end. Is it time to make sure your clients’ finances are in order to plan for future growth?
Taxing times: NIC rise may mean profits start to slide
Firms large and small are going to be hit by rises in National Insurance contributions next year. The rate will rise by one per cent leading to accusations that it is simply a tax on jobs and creating a ...
The Xtra Factor: How invoice finance is a key element of the accounting equation
Whitehall is keen for companies to trade their way out of trouble but traditional financial routes may be hampering progress. As a result, a fast, cost-effective solution can be found with invoice finance.
Andrew Bullard, head of business at Cashflow UK, gives his insight into the current state of the asset based finance market, including commentary from leading industry players.
2010 is proving to be another difficult year for financial intermediaries. I have spoken to many asset finance intermediaries and they are not only concerned about the level of enquiries...
March 2010
Budget: boost or blow to business?
Chancellor Alistair Darling pledged his support for small businesses with a series of measures designed to help them thrive.
February 2010
Are UK small businesses getting the credit they deserve?
With the latest figures indicating access to credit is continuing to fall for small businesses, are there any signs this is likely to change in the near future?
Recruitment: the shape of things to come?
With the press scattered with conflicting reports about the UK economy, we look at asector that could possibly hold some of the answers and what this means for the small business community.
Light at the end of the tunnel
A new mood is spreading its way through the world of financial services – optimism.
Contractors and sub contractors finance
Despite the construction industry suffering a consecutive 22 months in decline, there are still glimmers of hope for those operating in this sector.
Cashflow UK are experts in helping financial intermediaries find the right finance facilities to match the individual business needs of their clients. Find out how our services have recently...
2009
Last month, Cashflow UK welcomed Andrew Bullard to the team as Head of Business. He brings with him nearly 30 years’ financial services experience as well as some fresh ideas and strong opinions.
The FSB is urging the government to avoid overtaxing small businesses in its drive to raise tax receipts. With VAT set to return to 17.5% on 1st January, could an increase in National Insurance Contributions...
Breaking up the banks – what will it mean for small businesses?.
What are the impacts for small businesses of Alistair Darling’s break up of RBS and Lloyds? Will increased competition be enough to get the wheels of commerce turning once more or will credit remain..
Businesses premises rates - knowledge is power
On 1st October, the Valuation Office Agency launched its online tool for estimating business rates. Not checking your valuation could be a costly mistake.
Small Business Week - what's in it for you?
Make the most of Small Business Week this month with its comprehensive programme of seminars and workshops for small business owners. It could make a real difference to your business. .
On a positive note, the CBI is predicting growth in 2010. But, with unemployment still expected to continue to rise until Q2, we take a look at the latest economic news.
The right solution to match your business
With cash flow still one of the biggest issues facing small businesses in the current economic climate, increasing numbers are choosing invoice finance as an alternative source of business funding.
Cashflow UK are experts in helping financial intermediaries find the right finance facilities to match the individual business needs of their clients. Find out how our services have recently improved the...
Get in to training for recovery
Make sure you’ve got the capacity to make the most of a recovery. Apprentices could be the answer.
Need help? Call an apprentice.
Is the Prompt Payment Code making any difference?
Has the Prompt Payment Code saved the necks of small businesses, or is it business as usual for the heavy hitters? Is the Prompt Payment Code working?
Business survival on your doorstep
Forging links with local business could help you beat the recession. The business support to weather the storm.
Invoice finance is providing welcome breathing space for UK companies.
Keeping track with the pound’s performance
The ups and downs of the pound – what does it all mean? As the pound reached a 7-month high in May, what does this mean for the UK Economy as a whole and, more specifically, UK businesses?
A recent British Gas poll has found 97% of small businesses want to reduce energy consumption but 27% have no idea how to go about it. We’ll look at some top tips you might not have considered for...
More redundancies on their way
Nearly 40% of small businesses are considering further redundancies in the next six months, despite signs of a brightening economic outlook. What are the alternatives? .
Free flights for new exporters
If you’re a business owner looking to start exporting your goods and services overseas, you could qualify for free flights from British Airways.
Mixed bag for British business
Has the Chancellor done enough to turn the green shoots of recovery into sustainable growth for the economy?
How will the Government’s scheme to reduce risk for suppliers affect you?
We take a look at how the Government’s VAT strategy may affect business.
A week on from the budget announcement, Cashflow UK Director, Kevin Weaver, reflects on whether Darling’s second budget has gone far enough to support small businesses in surviving the recession.
Tools to help get the cash flowing
Despite the severe economic downturn, help is on hand for small businesses seeking alternative funding solutions.
Some disturbing stats from the business world are putting the extent of the recession in perspective.
These days, it can seem like you need a degree in economics just to keep up with what’s affecting small businesses. We’ll try and take some of the smoke and mirrors away from the buzzwords in the news.
Avoiding the late payment trap
With UK small businesses now owed nearly £26bn in overdue payments, businesses need to do all they can to ensure they don’t become victims of the late payment trap.
Cashflow UK are experts in helping businesses find the right finance facilities to match their individual needs. But don’t just take our word for it…
Feeling the squeeze of stretched payments
Small business owners are being forced to become unofficial credit providers by big players moving the payment goalposts...
When most businesses are tightening their belts, Gordon is spending his way out of recession. So how can you get your fair share of the action?
Despite billion pound handouts, and the Government’s Enterprise Finance Guarantee, the money doesn’t appear to be getting through to small businesses...
Keep your friends close; keep your broker closer
While conditions in the traditional lending markets worsen, now is an opportune time for businesses to seek out alternative funding solutions...
